Banking By A Teller

Cashing a check is always kind of something that no one really seems to know how to do, especially when it comes directly from your own account. Here are some rules to get you started. First, every time you cash a check, expect to be asked for an ID. Make your teller's life easy and always give them your ID when you cash any checks or make any withdrawals. Next, always endorse your check with your signature. When making out a check to be cashed off your own account, make it out either to yourself or to "cash." Do not make it out to the bank. If you need your cash back in a particular way, post-it notes are an unspoken helper. Any teller will honor a hand-written note as long as it makes sense with your transaction.

Let’s start with the most basic part of banking.The deposit slip. This is how you fill one out.  You put the date, list the cash and checks if you can fit them, put the subtotal near the bottom, and list if you are getting cash back. Then you put the total. Please not that the signature line on deposit slip only needs to be signed if you are getting cash back. Any time you are getting cash back, whether it be from a deposit, cashing a check, or making a withdrawal, you are expected to be identified. Make your teller’s life easy and hand over your ID every time you’re getting cash back from your transaction. Try to never staple your checks, money, or deposit slips. Paperclips are fine, and we appreciate the effort if you try to separate transactions, but stapling your items together often causes tears in the slips and checks, and can even mutilate bills. Be sure to know which deposit slip you need. Deposit slips are usually different for checking and savings accounts. S...